Investment

Halving Finance Investment B.V. delivers investment services through its investment platform. It has wholly owned subsidiaries spanning the globe from the United States to Europe, Africa, the Middle East, Indonesia, Australia, and Southeast Asia. Upholding the trust of tens of thousands of investors, HF parent companies hold licenses from reputable regulatory authorities worldwide, including the Australian Securities and Investments Commission (ASIC) in Australia, the Malta Financial Services Authority (MFSA) in Malta, the Commodity Futures Trading Regulatory Agency (BAPPEBTI) in Indonesia, the Financial Sector Conduct Authority (FSCA) in South Africa, the Financial Services Commission (FSC) in Mauritius, and the Financial Services Commission (FSC) in the British Virgin Islands.

Offering investors agile customer support and rich investment experience, Halving Finance is committed to constant innovation based on the client's needs. Halving Finance keeps evolving continuously to meet market challenges and to provide a competitive edge in an ever-changing investment environment.

Credit

HF Credit B.V., provides digital lending services in Europe and Australia. It uses AI-based credit scoring technology for a seamless digital lending process. Its core customer segment is comprised of individuals with a need for short to medium-term loans, who value speed, transparency, and convenience of the service.

Banking

HF Bank offers a comprehensive digital experience for those looking for solutions to their financial needs. Deriving its infrastructural strength from HF Financial Holdings, the products HF Bank offers are mainly consumer loans, additional lines of credit, and digital banking services.

Wealth Management

HF Managers is an asset management company subject to the regulatory oversight of the CMB. The organization's activities encompass supervising mutual funds and providing private portfolio management services to investors.

Insurance

Halving Finance offers insurance brokerage services to corporations, individuals, and SMEs. It procures insurance policies for its clients from various insurers under the most advantageous terms. The company possesses brokerage licenses from the Insurance and Private Pension Regulation and Supervision Agency (SEDDK/IPPRS) for life, non-life, and reinsurance.

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